Bronze

• Extracts 100% of transactions for each bank account/credit card
• Sorts transactions by date, category and size
• Shows income and spending patterns for each account
• Checks for missing statements and data

Silver

Bronze plus:

• Lists and consolidates income and expenditure across multiple bank accounts and credit cards
• Eliminates inter-account transfers and provides analyses of total income and spend across multiple accounts

Gold

Silver plus:

• Covers specific interests of the legal team, such as comparison with an asserted Needs budget
• Provides bespoke reporting and commentary usable in Court proceedings

Challenging an exaggerated Needs budget.

Situation – AA acted for the Husband. The Wife filed a very significant claim for spousal maintenance and the case went to final Court hearing.

Our work – Absolute Analysis provided an expenditure report on W’s bank accounts and credit cards and presented a direct comparison of actual spend versus claimed spend in W’s Needs budget. The Judge was persuaded the Needs were in line with the actual spend rather than claimed Needs, and the maintenance was set accordingly.

Establishing future needs.

Situation – AA acted for the Wife. The family had significant inherited wealth which afforded the parties a high standard of living. W had a reasonable expectation of this standard continuing, but this was being challenged by H.
Our work – Absolute Analysis provided analysis and commentary on W’s last three years’ spend to illustrate precisely the level of outgoings, as a benchmark for her reasonable future needs. At a private FDR the Judge agreed a Duxbury fund based on an annual spend only slightly below the W’s stated future budget, rather than the lower Needs budget proposed by H.

Investigation to find undisclosed assets.

Situation – AA acted for the Wife. This was a short marriage with children, and a high net worth husband with extensive pre-marital assets. There was concern that funds had been transferred to reduce the marital acquest.

Our work – Absolute Analysis undertook a comprehensive investigation of a large number of bank and investment accounts to identify and track extensive movement of funds, some of which were found to be highly questionable. At the private FDR, W’s team was able to show, with precision, gaps in H’s disclosures. As a result, H’s post-matrimonial assets were considered likely to have been understated. W’s settlement was improved by about £3 million.

Demonstrating additional income.

Situation – AA acted for the Husband. Each party was relatively high-earning. Following their divorce settlement some years earlier H was seeking to conclude his obligations to make periodical payments, based particularly on his understanding of W’s improved financial circumstances.
Our work – Absolute Analysis provided a detailed investigation of the performance of W’s business and the income she was deriving from it, which showed that W’s income was significantly understated. In tandem we undertook a comprehensive analysis of her bank and credit card recent expenditure which demonstrated an astonishing level of discretionary spend. Our detailed report provided the framework for H’s settlement for a modest capital sum.

Showing the integrity of Husband’s financial dealings.

Situation – AA acted for the Husband, an overseas citizen who held around 20 bank accounts worldwide. The bank documentation was voluminous and a multitude of inter-account transfers hindered transparency and created complexities. W believed H was being dishonest in his disclosures and made a series of unsubstantiated assertions which were proving difficult for H’s barrister to deflect.

Our work – Absolute Analysis provided an expert report which analysed and summarised transactions for each bank account over a two-year period. The report concluded that H’s affairs, whilst complex, showed no evidence of misappropriation of funds. W’s assertion that marital funds had been depleted was found to be untrue. The time-consuming sideshow of allegations of wrongdoing was brought to a halt and the case settled based on the assets as disclosed.